Toronto Real Estate Market Update | September 2023

Tuesday Oct 31st, 2023

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Let's talk about Toronto Real Estate!

 

September resulted in a subdued start to the Fall real estate market this year.

 

High borrowing costs, inflation, and economic uncertainty continued to affect GTA home sales last month, but despite increased listing supply, the average selling price rose year-over-year.

 

Tune in to Alex's video for his take on what we are seeing in the market today.

 

Mortgage And Economic Report

From Sean Smith of Dominion Lending

 

  • Bond yields continue to rise after the release of U.S. CPI data on September 13th and the Jobs openings report on October 3rd. Because of this, fixed mortgage rates have risen around 20 (.20%) basis points. 

  • Ensure your pre-approval rate holds are up to date and extended and you are proactive about your renewal.

  • Fears grow of a prolonged period of higher interest rates. All eyes are on the following dates ahead:

    • Canadian & U.S. Employment & Wages - October 6th

    • U.S. CPI - October 12th

    • Canadian CPI - October 17th

    • BOC Rate Decision - October 24th

  • Borrowers experiencing a spike in mortgage payments on renewal can opt for longer amortizations or consider equity take-outs to help with mortgage payments for the next few years.

  • The Canadian dollar is losing ground to the U.S. dollar as the two economies follow different growth paths. 

 

 

Contact Sean For More Details

 

If you want to know more about what’s going on in your neighbourhood or one you’re interested in, book a time to chat - we’re here to help.

 

Alex + Elaine

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